Financing

What the property costs each month — and what the bank has to say about it.

Do the maths before the viewing

Before you fall in love, you should know what is affordable. On top of the monthly instalment, Hesse adds around eight per cent in purchase costs — and those have to come from your own funds, they cannot be financed.

6.0 %land transfer tax in Hesse

1.5 %notary and land registry

3.57 %agent's commission, shared

~ 8 %costs payable from own funds

What the bank wants to see

A financing confirmation is not a formality but your ticket to the viewing. Anyone who brings one is considered first when several buyers are interested.